Privacy Policy

Last Updated: November 2, 2025

At Healthcare Explore, your privacy is our top priority. We are committed to protecting your personal information and ensuring transparency in how we collect, use, and safeguard your data. This Privacy Policy applies to all users of our website and services.

1. Information We Collect

We collect the following types of information:

Personal Information: Name, phone number, email, address, date of birth, and health-related details you provide in forms.
Technical Data: IP address, browser type, device information, and usage patterns via cookies and analytics.
Third-Party Data: Information from licensed agents, insurance carriers, and public records (with consent).

2. How We Use Your Information

Your data is used solely to:

Provide free ACA health insurance quotes and plan comparisons
Connect you with licensed agents and trusted carriers
Process enrollment and verify eligibility for subsidies
Improve our website and user experience
Send marketing communications (you can opt out anytime)

3. Data Sharing & Third Parties

We never sell your personal information. We may share data with:

Licensed insurance agents and carriers (e.g., UnitedHealthcare, Blue Cross)
Service providers (e.g., TrustedForm, analytics tools)
Legal authorities when required by law

All partners are contractually obligated to protect your data under HIPAA and CCPA standards.

4. California Residents (CCPA Rights)

You have the right to:

Know what data we collect
Request deletion of your data
Opt out of data sales (we don’t sell)
Non-discriminatory service

5. Cookies & Tracking

We use cookies to enhance functionality and track performance. You can disable cookies in your browser, but some features may not work.

6. Data Security

We use:

SSL encryption for all data transmission
Secure servers and firewalls
Regular security audits
Restricted access to authorized personnel only

7. Children's Privacy

Our services are not intended for individuals under 18. We do not knowingly collect data from minors.

8. Policy Updates

We may update this policy. Changes will be posted here with the updated date. Continued use of our site constitutes acceptance.

9. Contact Us

For privacy concerns:

Email: [email protected]
Phone: +1 (773) 683-3032
Mail: Healthcare Explore, A108 Adam Street, New York, NY 535022